
Ensure ACA Compliance With Paychex ESR Services
Streamline Affordable Care Act (ACA) compliance with Paychex Employer Shared Responsibility (ESR) services. Get automated tracking, comprehensive reporting, and cost-effective coverage solutions for your full-time workforce and their dependents.
Understanding Your ACA Employer Responsibilities
When your business averages 50 or more full-time employees (including full-time equivalents) in the previous calendar year, you are required to:
- Provide 60% minimum value, affordable health coverage to full-time employees and their dependents
- Maintain organized annual reporting to the IRS
Successfully meeting these requirements helps you build a stronger workforce while staying fully compliant with the Affordable Care Act (ACA).

Get Help Managing ACA and ESR Requirements
The Affordable Care Act requires compliance and meeting its requirements can be complex. From data collection to IRS reporting, Paychex licensed agents and ESR Services are here to help.
Employee Communication
Direct distribution of completed Forms 1095-C to your employees.*
Ongoing Monitoring
We continuously track your applicable large employer designation, full-time equivalent staff counts, and ACA coverage compliance.
Policy Support
Our agents help you find and compare health plans that meet ACA requirements. You'll have a dedicated representative to guide you.
Packages Built with Flexibility for You
You can choose ESR services as a standalone product or get it as part of some of our HR packages. Our team can help choose what works best for your needs and budget.

Prevent Penalties for Missing ESR Requirements
With comprehensive support from Paychex, you can take steps to comply with ESR requirements and avoid costly penalties. Here are the annual penalty ranges for 2025 by company size:
- 100 full-time employees: Up to $203,000
- 200 full-time employees: Up to $493,000
- 500 full-time employees: Up to $1,363,000
Our experienced team helps ensure accurate reporting, timely submissions, and ongoing compliance monitoring to keep your penalty-free.

How to Get Started with Paychex ESR Services

Get in Touch
Complete our form to connect with an ESR specialist about your ACA compliance needs.

Talk to Our Experts
Our team will help you find the ESR services and ACA solutions that fit your specific needs.

Stay Compliant with ACA Requirements
Maintain ACA compliance with our ESR services and direct access to your representative.
Other Solutions That Help Streamline HR
Recommended for You
Frequently Asked Questions
-
What are ESR Services?
What are ESR Services?
Paychex ESR services help your business comply with applicable requirements under the ACA, such as offering affordable minimum essential coverage that provides your full-time employees and their dependents with a certain minimum value, or potentially making an employer shared responsibility payment to the IRS.
-
What triggers the employer shared responsibility penalty?
What triggers the employer shared responsibility penalty?
-
How much is the employer shared responsibility penalty?
How much is the employer shared responsibility penalty?
-
What are group health insurance benefits?
What are group health insurance benefits?
Group health insurance benefits such as those offered through Paychex Insurance Agency bring together employees from multiple employers in order to help maximize the cost effectiveness of offering health insurance to employers and their employees.
-
Where can I find help to prepare for ESR reporting?
Where can I find help to prepare for ESR reporting?
When preparing reporting information at tax time to meet your requirements, it’s helpful to fill out our ESR checklist with what you need to provide to the IRS.