Group Health Insurance Plans
Group health insurance makes sense now more than ever. Make healthcare affordable for employees and their families while enjoying tax savings and additional benefits such as attracting quality talent and retaining your best employees.
Advantages of Group Health Insurance Plans with Paychex
Simplified Administration through Payroll Integration
We help you gain efficiency and minimize data entry errors by integrating your group health plan with Paychex payroll through Paychex Flex®, our all-in-one benefits, payroll, and HR software solution.
Easy Enrollment and Employee Self-Service
Onboarding with us is easy. We help enroll your employees, communicate with insurance carriers, initiate payroll deductions, and simplify plan management through our Paychex Flex® Benefits platform. Employees can also quickly check their benefits information in real time via our secure mobile app.
Licensed Agents Can Help You Select a Plan
HMO, PPO, Point-of-Service, or High Deductible Health Plan (HDHP)—which is best for your business? Our licensed agents will explain the different health plans and show you a comparison to help you decide. We also have dedicated insurance specialists who’ll coordinate with your carrier and provide support.
Help with ACA Requirements
Our group health insurance solutions can help you meet the often complex reporting requirements of the ACA, from coverage adequacy standards to forms submission to updates on rule changes.
Enhance your Health Benefits with Extended Plans and Services
Individual Health Insurance
If you don’t have insurance or are about to lose your coverage, our licensed agents can help you choose an individual health policy that includes your dependents.
ACA and ESR Services
Get help meeting Affordable Care Act (ACA) requirements, such as Employer Shared Responsibility (ESR) reporting. Contact us for full-time employee analysis and monitoring to help determine your Applicable Large Employer (ALE) status, coverage access, and affordability.
Group Health Insurance Works With…
Group health insurance through Paychex Insurance Agency can be bundled with payroll and other services so you can manage benefits and HR more accurately in just a few steps.
Make Health Insurance Affordable For your Employees
Frequently Asked Questions
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What are group health insurance plans?
What are group health insurance plans?
A group health insurance plan is an employee benefit plan established by a business for its employees, or an organization for its members (such as a union). The plan provides health insurance for participants directly or through insurance reimbursement.
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How many employees do you need to qualify for group health insurance?
How many employees do you need to qualify for group health insurance?
At least two, including the owner.
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What is included in group health care benefits?
What is included in group health care benefits?
A group health insurance plan covers specific medical expenses for you and your participating employees. Group dental, vision plans, and other voluntary insurance are offered separately.
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What is the difference between group insurance and individual plans?
What is the difference between group insurance and individual plans?
Group insurance plans cover groups of two or more people — which may include an employer, two or more employees, and their families. Individual insurance is a health plan that covers a single employee, with an option to add coverage for that employee's eligible family members. If the business consists only of a single consultant, freelancer, or sole proprietor, individual insurance may provide necessary medical coverage in a situation where group health coverage may not be available. Individual policies can also be tailored to the individual employee's needs, and employees can shop around for their ideal individual health insurance provider instead of using one chosen by their employer.
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