A mother with her kids at the doctor

Group Health Insurance Plans

Group health insurance makes sense now more than ever. Make healthcare affordable for employees and their families while enjoying tax savings and additional benefits such as attracting quality talent and retaining your best employees.

Make Health Insurance Affordable For your Employees

Frequently Asked Questions

  • What are group health insurance plans?

    What are group health insurance plans?

    A group health insurance plan is an employee benefit plan established by a business for its employees, or an organization for its members (such as a union). The plan provides health insurance for participants directly or through insurance reimbursement.

  • How many employees do you need to qualify for group health insurance?

    How many employees do you need to qualify for group health insurance?

    At least two, including the owner.

  • What is included in group health care benefits?

    What is included in group health care benefits?

    A group health insurance plan covers specific medical expenses for you and your participating employees. Group dental, vision plans, and other voluntary insurance are offered separately.

  • What is the difference between group insurance and individual plans?

    What is the difference between group insurance and individual plans?

    Group insurance plans cover groups of two or more people — which may include an employer, two or more employees, and their families. Individual insurance is a health plan that covers a single employee, with an option to add coverage for that employee's eligible family members. If the business consists only of a single consultant, freelancer, or sole proprietor, individual insurance may provide necessary medical coverage in a situation where group health coverage may not be available. Individual policies can also be tailored to the individual employee's needs, and employees can shop around for their ideal individual health insurance provider instead of using one chosen by their employer.

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