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Protect Your Business With Cyber Liability Insurance

No matter your business size, you’re vulnerable to cyberattacks. Protect your business from the financial impact of data breaches, hacking, ransomware, and attacks with cyber liability insurance from Paychex.

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Cyberattacks Are Closer Than You Think

$254,445
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the average cost of an attack for small businesses1

1 in 3
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small businesses have had cyberattacks in the past year1

88%
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of ransomware breaches occur to small businesses2

What to Expect With Paychex Cyber Protection

Coverage Within 24 Hours

Quick approval to get you protected fast

Expert Claims Assistance

Guidance through every step of the process

24/7 Crisis Management

Support from legal and PR experts

Forensic Investigation

Thorough coverage for investigating breaches

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What’s Covered

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Cyber Crime Safeguards

Prevent, detect, and recover from attacks before it disrupts your business.

  • Phishing defense protection in response to scams targeting your team
  • Fraud protection coverage for financial losses from online theft and fraud
  • Ransomware recovery helps pay costs to recover from a ransomware attack
A Paychex customer with cyber security support

Investigate and Notify

Receive assistance determining what happened and support in meeting your legal duty to notify those affected.

  • Breach investigation helps pinpoint the cause and scope of an incident
  • Coverage for the cost of alerting affected customers and employees about the breach.
A Paychex customer with cyber security insurance

Support Through the Fallout

Don’t go through it alone with support options that help your business recover.

  • Protect affected customers and employees with credit monitoring
  • PR experts to help protect your reputation
  • Receive legal guidance to help meet regulatory notification requirements
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Get Back to Business Faster

Your coverage replaces lost income during the period of restoration.

  • Recover revenue lost when a cyber incident forces you offline
  • Restore your systems, data, and replace any lost or stolen devices
  • Expert support helps you resume operations and minimize downtime
A Paychex customer with cyber security insurance

Stay Protected

Defend your business against lawsuits and claims that follow a security or privacy failure.

  • Coverage can help defend against claims related to security failures
  • Protection for privacy-related lawsuits and allegations
  • Support when online content results in legal claims or disputes
A Paychex customer with cyber security insurance

Cyber Protection, Your Way

Cyber insurance fits into your coverage however you need it. Add it as a standalone policy, bundle with your other business insurance, or as part of a larger plan. See how it fits into your setup.

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How To Get Started

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Get a Free Quote

Fill out our quick online form for a no-obligation quote tailored to your needs and risk level.

Get a Free Quote

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Talk to a Licensed Agent

Our agents will assess your risks, research policies from top carriers, and present the best coverage options for your business.

Step 3, sign up

Secure Your Business

Select your policy, get covered in 24 hours, and gain peace of mind knowing you're protected against the damage that comes from cyber threats.

Cyber Liability Insurance FAQs

  • Can Small Businesses Benefit From Cyber Liability Insurance?

    Can Small Businesses Benefit From Cyber Liability Insurance?

    Yes, small businesses are frequently the ones absorbing the impact of cyberattacks, with 88% of ransomware breaches hitting businesses this size.² The cost of a cyberattack can climb as high as $7 million, making coverage difficult to go without.¹

  • What Should I Consider When Choosing a Cyber Insurance Policy?

    What Should I Consider When Choosing a Cyber Insurance Policy?

    Look for a policy that matches how your business operates, including what triggers coverage, whether legal and notification costs are included, and whether lost income is covered if an attack takes you offline. It's also worth confirming how the policy fits your current setup, whether that's standalone, bundled, or part of a broader plan.

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