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Commercial property insurance

Commercial property insurance — Protect your assets

From your building to your inventory, physical assets can be some of your most valuable business investments. Commercial property insurance helps protect them — and your business — from fire, accidents, theft, and other unfortunate situations that could potentially close your business for good.

Letting your assets go unprotected is a risk you can’t afford. Take steps to prepare your business for the unexpected with help from a commercial property insurance policy through Paychex Insurance Agency.

Employees moving their inventory which is protected by commercial property insurance
  • Paychex Insurance Agency helps find the right commercial property insurance policy for your business

    Our licensed insurance representatives will work closely with you to assess your coverage needs and research and compare plan features and affordability.

  • Commercial property insurance helps ensure that your business continues to operate — no matter what

    The right commercial property insurance policy can help your business carry on in the event of a natural disaster or catastrophic human error, especially if you own a small business or operate from a single location.

  • Commercial property insurance can improve your loan eligibility

    Many lenders require businesses to carry commercial property insurance to qualify for a loan. It may also result in lower rates or larger lines of credit for your business.

  • Commercial property insurance is tax-deductible

    Protect your property and write off the expense. Commercial property insurance is tax-deductible as part of an overall business insurance plan, which may include a business owners policy, umbrella insurance, commercial auto, or liability insurance.

Equipment and inventory

What does commercial property insurance cover?

A commercial property policy can cover repair or replacement costs of physical assets including:

  • Buildings
  • Equipment
  • Furnishings
  • Fixtures
  • Inventory

Bundle property, liability, and business interruption insurance with a BOP

Business owners policy (BOP)

Bundling your commercial property insurance with other policies, such as liability, and business interruption coverage, in a Business Owner Policy (BOP) can help extend your protection at a premium that’s often less than the total cost of individual policies.

Paychex Insurance Agency

Thousands of insurance agencies can offer some of what you need, but there's one agency that can handle your property and casualty, health and benefits, and benefits administration. Find out more about what Paychex Insurance Agency can offer you, your business, and your employees.

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Paychex is committed to providing resources to the Spanish-speaking community. To ensure we are providing the most up-to-date and accurate information, some content on this website will be shown in English, and will be provided in Spanish when available.