Payment processing services

Offer the payment options customers want

We know small business. And the payment processing solutions you need.

Every week, Paychex helps hundreds of thousands of small businesses pay their employees. And every day, we make sure that thousands of those businesses—many just like yours—get paid by their customers.

No matter what business you’re in, Paychex has the solutions to customize your payment processing to meet your specific needs. And having the right payment processing options is critical, because today’s customers rarely carry cash. If you’re not accepting credit and debit cards, you risk alienating the 65 percent of American consumers who prefer to pay with those methods.1

Whether you’re new to payment processing services or are unhappy with your current provider, Paychex will help your business get the easy and efficient payment processing you need to fuel your business, including chip-enabled credit card terminals, payment gateways, and iPad®-based point of sale (POS) solutions with fully integrated payments. All with no surprises. No long-term contracts. And no cancellation fees.

POS Solutions

Ring up sales quickly and efficiently with our chip-enabled countertop, wireless, and iPad based POS terminals.

Credit and Debit Card Processing

Make it easy for your customers to buy from you by accepting a variety of credit and debit cards, including Visa® and MasterCard® — all with next-day funding.

Online Payment Services

Accept payments anytime, anywhere, with our online payment terminal and mobile payment processing app for smartphones and tablets.

ACH Payment and eCheck Processing

Allow customers to pay with their bank account and routing numbers, and authorize by phone, online, or in person.

  • Boost your sales

    We offer a free digital marketing consultation regarding your search rankings with Google, Facebook, Yahoo, and Bing, as well as maps and mobile.

  • Stay compliant and secure

    We help you avoid fraud and liability with PCI DSS compliance reminders.

  • Get clear, honest pricing

    Our pricing is easy to understand, thanks to transparent rates, no surprises, and no long-term contracts or cancellation fees.

  • Get paid quickly

    Take advantage of next-day and same-day funding options—without paying higher processing rates.

  • Get exactly what you need

    We offer a full range of the latest payment processing equipment, software, and plugins.

Scale your sales

Business Loans

Access the capital you need to grow your business through the Paychex Small Business Loan Center, powered by Biz2Credit, which can put you in touch with over 1,000 lenders to connect you with the right loan options for your business.
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