Small Business Loans

Building a business takes more than time and talent — it also takes capital. That's why Paychex partners with Biz2Credit®, a pioneer in the small business financing industry, to help you find the best funding options available.


What You Get with the Paychex Small Business Loan Center

  • Fast prequalification estimates
  • High approval rates
  • One application can be submitted online with all needed documentation
  • The best funding options matched to your business
  • Help from a Biz2Credit funding specialist
  • Flexibility to use capital for most business purposes: cover unexpected expenses, invest in certain areas of the business, or work on growth
 

It's Easy to Apply for Financing

Fast Prequalification Estimates from Biz2Credit

Get prequalified for revenue-based financing fast when you apply online.

Beginning-To-End Solution

You can complete a single financing application to qualify for different financing products and submit all needed documentation online.

Expert Help

The funding specialists at Biz2Credit can help match you with the right financing option at the right term and rate for your business.

Financing Options Tailored to Your Business

Biz2Credit's award-winning funding platform matches borrowers to financing products that fit their need based on each company's unique profile. Apply online in minutes, in a safe, efficient, and price-transparent environment.

Small Business Lending Opportunities Right at Your Fingertips 

Higher Approval Rates

Many of the loans available through the Paychex Small Business Loan Center are available at higher approval rates than funding options you may find elsewhere. You may even already be prequalified.

You Decide How to Use Funds

How you spend the funds from small business loans is up to you. With this kind of flexibility, you might consider using them to purchase inventory, invest in marketing, remodel or buy real estate, cover small business payroll expenses, or pay off debt.

More Paychex Products to Consider

If you’re thinking about getting a small business loan, consider these additional solutions:

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Payment Processing

Make it easy for customers to buy from you by accepting credit cards, debit cards, and eChecks. Then equip your business with a cutting-edge POS solution.
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Payroll Services

All our packages include automatic payroll tax administration, online payroll processing, reporting, and analytics.
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Startup Services

Jumpstart your new venture with software and services designed specifically for entrepreneurs.
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Incorporation Services

Add credibility and legitimacy to your business with incorporation and LLC filing services from our partner MyCorporation.
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Paychex Promise®

Paychex Promise® provides the ultimate peace of mind for your business – protection against payroll interruptions. We provide you the flexibility to extend the collection of payroll funds from your bank account by up to seven days.

Join Approximately 800,000 Customers and Get Help Managing HR, Payroll, and Benefits

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Which products are you interested in?

A PEO (Professional Employer Organization) is an all-in-one HR solution that helps make it easier for you to manage employee benefits, HR, payroll, and compliance. Learn more about our PEO services and how they can help your business.

Paychex works with businesses of all sizes. Learn more about our payroll services and how we can help your business here.

Paychex offers flexible Payroll and HR Plans for every business. Learn about our packages here.