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Use Our Online Tool to Better Understand Government Funding Programs
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Access vital funding to help your business remain open, continue paying your employees, and recover from unplanned circumstances due to the COVID-19 pandemic.

Paychex has created an easy-to-use online tool that details the specific federal relief programs and refundable credits available through the Families First Coronavirus Response Act (FFCRA) and the Coronavirus Aid, Relief, and Economic Security Act (CARES). The tool includes helpful links to applications and a comparison chart of loan programs (Paycheck Protection Program and the Economic Injury Disaster Loan program) to help you address what would best meet the needs of your current circumstances.

Access the Tool

We recommend discussing these options with your accountant or trusted advisor to determine the best course of action to leverage the incentives available.

Paychex is actively working to help make the PPP loan application process simpler. If you’re a Paychex client, we’re creating a report and ensuring it reflects changes introduced April 2 by the federal government. To utilize the report, your business or your clients’ business must have run payroll with Paychex in 2019.

Get Help Applying for SBA Disaster Loan due to COVID-19 Pandemic

The Small Business Administration (SBA) has $50 billion available to help small businesses impacted by COVID-19. These Economic Injury Disaster Loans, which range up to $2 million, are available only to those businesses in a declared disaster area and without credit available elsewhere.

Through our partnership with Biz2Credit, your business can get assistance with the application process for these SBA Disaster Loans. If you’d like to speak with a Biz2Credit representative to help facilitate the process, call or provide your information in the form.

Small business loans

If you’re making a go of your entrepreneurial dreams, you might have, at one time or another, felt like a small fish in a big pond. And without the means to grow, you run the risk of getting swallowed up by the bigger fish.

Paychex can help connect you with the capital you need to establish yourself as a leader in your industry. Our Small Business Loan Center* puts you in touch with a variety of funding options that fit your business needs – right from the ease of your desktop, laptop, or mobile device.

Building a small business takes more than time and talent — it also takes capital. That's why Paychex has partnered with Biz2Credit, a pioneer in the small business financing industry, to help you find the best loans available.

    24-hour pre-qualification

    Get pre-approved for working-capital in just one day.

    Beginning-to-end solution

    You can complete a single application and submit all needed documentation online.

    Help from experts

    The funding specialists at Biz2Credit can help match you with the right loan — at the right term and rate — for your business.

    Paychex Promise® with Payroll Protection

    Paychex Promise provides the ultimate peace of mind for your business—protection against payroll interruptions. We provide you the flexibility to extend the collection of payroll funds from your bank account by up to seven days.  So you can protect against unexpected business challenges and deliver on your employees’ favorite day.

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What you get with the Paychex Small Business Loan Center


  • 24-hour pre-qualification (for working capital products)
  • Higher approval rates
  • Access to a funding specialist for help
  • A beginning-to-end solution; complete a single application and submit all needed documentation online
  • The best funding options matched to your business


Lending opportunities right at your fingertips

  • Higher approval rates

    Many of the loans available through the Paychex Small Business Loan Center are available at higher approval rates than funding options you may find elsewhere. Chances are good that you’re already pre-qualified!

  • Use funds however you need them

    How you spend the funds from small business loans is totally up to you. With this kind of flexibility, you might consider using them to:

    • Purchase inventory
    • Ramp up marketing efforts
    • Buy additional real estate or remodel existing space
    • Cover payroll expenses
    • Refinance debt
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