Small business loans

If you’re making a go of your entrepreneurial dreams, you might have, at one time or another, felt like a small fish in a big pond. And without the means to grow, you run the risk of getting swallowed up by the bigger fish.

Paychex can help connect you with the capital you need to establish yourself as a leader in your industry. Our Small Business Loan Center* puts you in touch with a variety of funding options that fit your business needs – right from the ease of your desktop, laptop, or mobile device.

  • 24-hour pre-qualification

    Get pre-approved for working-capital in just one day.

  • Beginning-to-end solution

    You can complete a single application and submit all needed documentation online.

  • Help from experts

    The funding specialists at Biz2Credit can help match you with the right loan — at the right term and rate — for your business.

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working on business loans

What you get with the Paychex Small Business Loan Center

  • 24-hour pre-qualification (for working capital products)
  • Higher approval rates
  • Access to a funding specialist for help
  • A beginning-to-end solution; complete a single application and submit all needed documentation online
  • The best funding options matched to your business

Lending opportunities right at your fingertips

  • Higher approval rates

    Many of the loans available through the Paychex Small Business Loan Center are available at higher approval rates than funding options you may find elsewhere. Chances are good that you’re already pre-qualified!

  • Use funds however you need them

    How you spend the funds from small business loans is totally up to you. With this kind of flexibility, you might consider using them to:

    • Purchase inventory
    • Ramp up marketing efforts
    • Buy additional real estate or remodel existing space
    • Cover payroll expenses
    • Refinance debt

Something else to consider

Online Accounting

Easily manage your bookkeeping with Kashoo Online Accounting, a cloud-based alternative to QuickBooks® that’s fully integrated with Paychex payroll and built especially for small-business owners with little-to-no accounting background.
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