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Small Business Loans

Building a business takes more than time and talent — it also takes capital. That's why Paychex partners with Biz2Credit®, a pioneer in the small business financing industry, to help you find the best loans available.

What you get with the Paychex Small Business Loan Center

  • 24-hour preapproval 
  • Higher approval rates 
  • One application that can be submitted online with all needed documentation 
  • The best funding options matched to your business
  • Help from a Biz2Credit funding specialist 
  • Flexibility to use capital however you wish: cover unexpected expenses, invest in certain areas of the business, or work on growth 

It's Easy to Apply for Loans

24-hour preapproval

Get preapproved for working capital in just one day.

Beginning-to-end solution

You can complete a single loan application and submit all needed documentation online.

Expert help

The funding specialists at Biz2Credit can help match you with the right loan at the right term and rate for your business.

Financing options tailored to your business

Biz2Credit's unique platform matches borrowers to the right financing product for their need based on each company's unique profile. Apply online in less than 4 minutes, in a safe, efficient, and price-transparent environment.

Small Business Lending Opportunities Right at Your Fingertips 

Higher Approval Rates

Many of the loans available through the Paychex Small Business Loan Center are available at higher approval rates than funding options you may find elsewhere. You may even already be prequalified.

You Decide How to Use Funds

How you spend the funds from small business loans is up to you. With this kind of flexibility, you might consider using them to purchase inventory, invest in marketing, remodel or buy real estate, cover small business payroll expenses, or pay off debt.

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