Payroll Protection Comes With Paychex Promise®
Paychex Promise® provides payroll funding flexibility and protection to help your business navigate seasonality and economic stress, including:
- Short-term payroll funding relief
- Fraud support
- Credit-building tools
- Compliance insights
Goodbye Payroll Interruptions
Paychex Promise gives you peace of mind to help pay employees on time — even during cash flow challenges — by delaying payroll fund withdrawals up to 7 days without disrupting services or risking overdraft fees.
What You Can Expect With Paychex Promise
Payroll on Your Schedule
Process up to two same-day ACH requests each subscription year at no additional cost to keep your payroll running smoothly.
Building Your Credit
Monitor and build your business credit profile at a discounted rate through Experian®, helping you track your financial performance.
Small Business Loans
Get discounted origination fees when obtaining financing through Biz2Credit® and their network of lenders for your business needs.
Payroll Fraud Hotline
Connect with a dedicated payroll fraud hotline for expert assistance and resolution support if a fraudulent event occurs.
Regulatory Updates
Receive monthly compliance information and regulatory news to stay informed on key issues impacting your business and workforce.
The Benefits of Protecting Your Payroll Processes
Financial Flexibility
Extend the collection of payroll funds from your bank account to ensure your funds are ready and available without disrupting payday for your employees.
Business Continuity
Ensure payroll runs smoothly even during cash flow issues, reducing the risk of missed payments, employee dissatisfaction, and reputational damage.
Risk Mitigation
Receive fraud support and compliance updates to help your business stay current with the latest regulations and requirements.
Confidence
With Paychex helping with the complexities of payroll timing, fraud response, and compliance alerts, you can focus more on business growth and less on stress.
Get 3 Months Free on Us*
$99/yearly subscription
Whether you're already using Paychex payroll or planning to, Paychex Promise can be added on at any time to any payroll or HR package.
What Our Clients Are Saying
“We are ... reimbursed through different insurance panels and sometimes they pay late, or we have to fight the claims. Paychex Promise® ... is just exactly what we need. We need a platform that was going to help us float until we were reimbursed properly from those different insurance panels. So, they have really helped us."
Jessica Hall, Co-owner
1-9 Employees
Treasure Coast ABA Services
Ready To Get Started?
Get in Touch
Fill out our form and we'll be in touch within the next business day.
Choose Your Package
We'll help you select the right package for your needs alongside Paychex Promise.
Get Started
Start your 3-month free trial and begin utilizing Paychex Promise after running your first few payrolls.*
Other Business Solutions We Recommend
Experience the strength of Paychex through seamless, integrated solutions on one easy-to-use platform.
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Paychex Promise Frequently Asked Questions
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How Much Does It Cost To Sign Up For Paychex Promise?
How Much Does It Cost To Sign Up For Paychex Promise?
Paychex Promise is free for the first three months of service. After the initial 3-month period, the annual subscription is $99 per year.
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How Do I Enroll in Paychex Promise and When Can I Start Using It?
How Do I Enroll in Paychex Promise and When Can I Start Using It?
You'll be enrolled immediately once we receive your signed addendum at paychexpromise@paychex.com. To access payroll protection, you must complete at least four successful payrolls. For same-day ACH payroll services, at least two successful payrolls are required.
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Which Payroll Products Are Covered by Payroll Protection?
Which Payroll Products Are Covered by Payroll Protection?
Payroll protection covers direct deposit, Readychex®, and Taxpay® products only. Garnishments and invoices will be debited from your account according to regular schedules and are not eligible for protection.
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How Do I Activate Payroll Protection for My Business?
How Do I Activate Payroll Protection for My Business?
Contact the Paychex Promise team before submitting your payroll to activate protection. Payroll protection cannot be applied to payrolls already submitted or pending at your bank. Reach the team at 877-838-7950 (option 4) or paychexpromise@paychex.com.
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How Long Can I Delay My Payroll Debit With Paychex Promise?
How Long Can I Delay My Payroll Debit With Paychex Promise?
Paychex Promise allows you to delay your payroll debit for up to seven calendar days, including weekends. For example, if your typical payroll day is Friday with a Thursday debit, the debit would be delayed until the following Friday.
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How Do I Contact the Paychex Promise Support Team?
How Do I Contact the Paychex Promise Support Team?
Contact Paychex Promise by calling 877-838-7950 (option 4) or emailing paychexpromise@paychex.com for assistance with your account,
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What Happens if You Can’t Make Payroll on Time?
What Happens if You Can’t Make Payroll on Time?
Missing payroll can result in penalties, fines, and employee dissatisfaction. With Paychex Promise, you gain seven extra days to meet payroll deadlines, helping you avoid these consequences. Prevent the stress of managing payroll challenges to reduce these consequences.