Commercial auto insurance
Protect your cars with commercial auto coverage
If your business uses vehicles, whether they’re owned by the company or by you or your employees, it’s important — and often required — to carry commercial auto insurance because your personal auto policy will likely not cover substantial damage or loss. If your business relies on a single vehicle or maintains a corporate fleet, the licensed agents at Paychex Insurance Agency make it easy to obtain the commercial vehicle insurance you need, at a price that works for you.
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Safeguard your finances
The costs of a lawsuit following an accident involving a commercial vehicle can put you out of business — unless you have the proper coverage.
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Protect your assets
Shield your fleet with collision coverage, which can pay to repair or replace your vehicle if it hits another object, rolls, or overturns.
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Comply with state mandates
Most states require a minimum amount of commercial auto liability coverage for vehicles used for business purposes.
What you can get with commercial auto insurance through Paychex Insurance Agency
- Policies through highly rated carriers
- Assistance from licensed agents
- Help getting competitive rates
Don’t see what you’re looking for? Ask us!
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Protection against uninsured/underinsured drivers
If an accident is caused by a driver with no insurance or not enough insurance to cover damages to you or your property, uninsured/underinsured motorist coverage can help fill the gap.
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Coverage for injury-related costs
If you or an employee is involved in an accident in a commercial vehicle, personal injury protection (PIP) insurance can help pay the costs related to injuries, regardless of who is at fault.*
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Access to highly rated carriers
Paychex Insurance Agency can match you with commercial auto insurance policies from the country’s top carriers and help you get the most competitive rates available.
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Help streamlining cash flow
To help you manage your cash flow and balance your premium payments, we'll
- Calculate your annual premium,
- Help you set up your initial deposit, and
- Automate your monthly premium payments
- Help you through any changes if you add vehicles to the policy during the year.