Commercial auto insurance

Protect your cars with commercial auto coverage

If your business uses vehicles, whether they’re owned by the company or by you or your employees, it’s important — and often required — to carry commercial auto insurance because your personal auto policy will likely not cover substantial damage or loss. If your business relies on a single vehicle or maintains a corporate fleet, the licensed agents at Paychex Insurance Agency make it easy to obtain the commercial vehicle insurance you need, at a price that works for you.

  • Safeguard your finances

    The costs of a lawsuit following an accident involving a commercial vehicle can put you out of business — unless you have the proper coverage.

  • Protect your assets

    Shield your fleet with collision coverage, which can pay to repair or replace your vehicle if it hits another object, rolls, or overturns.

  • Comply with state mandates

    Most states require a minimum amount of commercial auto liability coverage for vehicles used for business purposes.

Commercial driver
truck driver

What you can get with commercial auto insurance through Paychex Insurance Agency

  • Policies through highly rated carriers
  • Assistance from licensed agents
  • Help getting competitive rates

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  • Protection against uninsured/underinsured drivers

    If an accident is caused by a driver with no insurance or not enough insurance to cover damages to you or your property, uninsured/underinsured motorist coverage can help fill the gap.

  • Coverage for injury-related costs

    If you or an employee is involved in an accident in a commercial vehicle, personal injury protection (PIP) insurance can help pay the costs related to injuries, regardless of who is at fault.*

  • Access to highly rated carriers

    Paychex Insurance Agency can match you with commercial auto insurance policies from the country’s top carriers and help you get the most competitive rates available.

  • Help streamlining cash flow

    To help you manage your cash flow and balance your premium payments, we'll

    • Calculate your annual premium,
    • Help you set up your initial deposit, and
    • Automate your monthly premium payments
    • Help you through any changes if you add vehicles to the policy during the year.

Protect your property from the unexpected

Property Insurance

Much like homeowners insurance, a commercial property insurance policy can help your company recover damages to physical such as buildings, equipment, and inventory.
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