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Business Insurance

Get complete business coverage for your organization, from a business owner’s policy to workers’ compensation.

  • Vital property & casualty coverage
  • Simplified benefits administration
  • Automatic payroll integration
  • Top 25 insurance agency*

Comprehensive Coverage for your Business, Property, and Employees

Employment Practices Liability Insurance (EPLI)

Establish an EPLI policy to help protect your business against claims of harassment, discrimination, workplace violence and wrongful termination.

Errors and Omissions

Professional liability insurance, or errors and omissions, helps protect businesses against actionable mistakes made by owners, managers, employees, and contractors.

One-Stop for Business Insurance Convenience and Support 

  • Select — Get help choosing a top-tier insurance carrier for your needs.
  • Manage — Our technology and expertise help you handle deductions, billing, and compliance.
  • Simplify — Integrate your insurance with payroll to simplify administration.
Business owner researching insurance

Why Choose Paychex for Business Insurance?

  • Top 25 insurance agency — 5 years in a row*
  • 20+ years of experience
  • 150,000+ customers throughout the U.S.
  • Partnering with the nation’s top, A-rated carriers
Brewery owner buying insurance

Business Insurance FAQ

  • What does business insurance cover?

    What does business insurance cover?

    No single policy covers everything, most business insurance protects against injuries to customers and employees, property damage, cyber-attacks, and motor vehicles.

  • How do I get business insurance?

    How do I get business insurance?

    Paychex licensed agents connect you with A-rated insurance carriers. They also help you create a customized insurance plan, based on the specific needs of your business.

  • Is business insurance required?

    Is business insurance required?

    Some types of coverage are required by law in some states, usually including workers’ compensation and auto insurance.

  • How much is business insurance?

    How much is business insurance?

    The cost of business insurance varies depending on the type of business along with the specific insurance needs of that organization. The amount of coverage needed is the ultimate deciding factor in the cost.

  • What is business insurance?

    What is business insurance?

    Business insurance protects companies from financial losses, including accident and injury claims, property damage and theft. There are several different types of coverage, allowing you to create a plan that meets your specific needs.

  • Do I need business insurance if I have an LLC?

    Do I need business insurance if I have an LLC?

    While a limited liability corporation(LLC)effectively covers personal assets, business insurance provides needed protection against lawsuits and to cover any employees. Also, certain industries require business insurance, and certain states require it for professional licensing.;

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