Una nueva empresa

Servicios para nuevas empresas pequeñas

You’re making big decisions and taking big risks when opening your own business not only do we respect your tenacity, but we also want to support you. Having worked closely with thousands of businesses for nearly 50 years, we’re familiar with the tools and resources needed to start a small business. With Paychex beside you, you’ll have the startup services you need to move forward with confidence.

Virtual CFO: Herramienta gratuita de solvencia empresarial 

Biz2Credit’s enhanced BizAnalyzer helps track the financial health of your business from a single dashboard. Check important metrics, use the scorecard to measure creditworthiness, and get free tips for improvement. Plus, your data is safely encrypted and stored.

Columna de servicio

Asistente de elección de identidad

Unsure which type of business entity to form? This MyCorporation tool can help you decide. Just answer a few questions about your business, and discover which type of entity best suits your business.

columna de trabajador independiente

Preguntas frecuentes sobre nuevas empresas 

  • ¿Qué tipo de negocio debería iniciar?

    ¿Qué tipo de negocio debería iniciar?

    Starting a business isn’t a decision to take lightly. That’s why you should have a solid understanding of the type of venture you want to start before heading down the path of entrepreneurship. Some of the most successful businesses take advantage of gaps or niches in the market and differentiate themselves from competitors.

  • ¿Cuánto cuesta iniciar un negocio?

    ¿Cuánto cuesta iniciar un negocio?

    It's impossible to guess exactly how much you’ll need for business operating costs. Instead, try to realistically estimate by creating a working budget and get a better understanding of when and where funds should& be allocated.

  • ¿Debo combinar mis finanzas personales y comerciales?

    ¿Debo combinar mis finanzas personales y comerciales?

    You may rely on personal resources to fund your business at the start, but there are long-term benefits of separating your personal from your business finances. Get a separate bank account and separate credit card for your business, even if you operate as a sole proprietor under your own name.

  • ¿Hay alguna opción si soy trabajador autónomo y todavía no tengo empleados?

    ¿Hay alguna opción si soy trabajador autónomo y todavía no tengo empleados?

    There are solutions specifically built to help owner-only businesses. For example, Paychex Solo can help you maximize 401(k) savings potential as both employer and employee, save on taxes with payroll services, and stablish and protect your business.

  • ¿Qué tipo de constitución empresarial debo elegir para mi negocio?

    ¿Qué tipo de constitución empresarial debo elegir para mi negocio?

    Deciding which type of legal structure to choose – sole proprietor, LLC, partnership, S corporation, or C corporation – has many implications from a legal standpoint. For example, you remain personally liable for business debts unless you incorporate or form an LLC. This means business creditors can reach your home, personal car, and other assets. Entity choice also impacts your taxes — when and how you file, whether payments to you are subject to payroll taxes or self-employment tax, and tax-advantaged fringe benefits you can use for yourself. Talk with an attorney about which entity is right for you.

  • ¿Necesito un seguro comercial?

    ¿Necesito un seguro comercial?

    State and federal laws may not require you to have liability protection or other coverage for your new business, but it's very risky to operate without it. A few things to consider: If you operate your business from home, don't assume your homeowners' policy will protect you. If you use your personal vehicle for business driving, check to see whether you need to make any changes to your policy.

Recomendado para usted