Dispelling Myths about 529 Plans
Morningstar takes a look at six common questions about 529 plans and ascertains whether they’re true.
Women and Investing: A Behavioral Finance Perspective
A Merrill Lynch Wealth Management Institute study uncovered the similarities and differences in how men and women feel about investing.
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401(k) Year-End Contributions, Profit Sharing Options, Compliance Testing, and More
Are you a financial advisor with 401(k) clients? If so, you'll want to know all the options for maximizing employee contributions, making profit sharing allocations, and other important year-end deadlines.
401(k) Safe Harbor for Financial Advisors
The traditional safe harbor 401(k) plan is one of the most popular plan designs for small employers. This type of plan is attractive because it removes top-heavy compliance testing, permitting owners and highly compensated employees to potentially max out their contributions. If you do not safe harbor, testing will take place and could potentially limit owners and highly compensated employees to keep money in the plan.
Take part in this 30-minute webinar and learn more about safe harbor 401(k) plans. Go in-depth as we look at standard requirements for this type of plan, including IRS regulations that require a plan operating as a safe harbor 401(k) to be:
- Adopted before the beginning of the plan year and
- Maintained for an entire 12-month plan year.
Clients cannot convert a non-safe harbor 401(k) to a safe harbor 401(k) mid-year.
Financial advisors working with 401(k) clients are encouraged to attend, so register for this webinar today!
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