Are You Partnering with the 401(k) Leader?

Get your assessment started:

Are you and your employees paying too much for your 401(k) plan? Many people are surprised that 401(k) fees have come down. It’s time for a side-by-side comparison, conducted by 401(k) experts, who can demonstrate potential savings versus your current plan.

Step 1: Locate your fee disclosure document

Use the instructions below to find your fee disclosure document then download it.

Step 2: Complete the form

Complete this short form and upload fee disclosure document.

Step 3: Confidentially reviewed

Your documents will be securely and confidentially reviewed by our 401(k) experts. You will receive a no-obligation assessment of your current fees versus what you could be saving with Paychex.

Learn more about potential savings.

How to Access Your Fee Disclosure Document

Select your current 401(k) provider from the list. Each drop-down offers detailed directions for finding the document based your provider.

  • ADP

    ADP

    Service line: 844-912-3742

    Website: www.mykplan.com/sponsor

    To obtain the Participant Fee Disclosure:

    • Hover over the Resources tab on the left side of screen
    • Click Plan Information
    • Click Fee Disclosure. Clients may need to call ADP service for 408(b)2

    To obtain the Adoption Agreement:

    • Select Plan Information from the resources tab
    • Select Plan Documents
    • Select Document Restatement
    • Select Signed PPA Restatement — this will produce the full Adoption Agreement
  • American Funds

    American Funds

    Recordkeeper Direct

    Service line: 800-421-0180

    Website: https://www.myplanrs.com/tf/myPLAN/Welcome?cz=3000518

    To obtain the Participant Fee Disclosure:

    • From the Plan Summary landing page, click on the Plan Notices link under Access plan notice and fee disclosure resources on the right.
    • Then download the Participant Fee Disclosure under Documents.

    To obtain a Plan Asset Statement by fund:

    • From the Plan Summary landing page click on Financials from the Plan Administration dropdown tab.

    To obtain the Recordkeeping Service Agreement:

    • From the Plan Summary landing page, click on search for “RKD Service Agreement” in the search box, under the Forms tab and download.

    For general questions, call 800/421-6019 from 8 a.m. to 8 p.m. Eastern time, Monday through Friday.

    Capital Group

    Service Line: 800-421-0180

    Website: https://planadmin-americanfunds.retirementpartner.com/planweb/#/login

    To obtain the Participant Fee Disclosure:

    • From the Plan Summary home page, click on Participant fee disclosure under the Fiduciary Center dropdown on the left.
    • Then download the Participant Fee Disclosure under Plan Fees.

    To obtain a Plan Asset Statement by fund:

    • One the Plan Summary landing page click on the Plan Assets for a breakdown of assets by fund.
  • Ascensus

    Ascensus

    Service line: 800-345-6363

    Website: https://www.sponsorinsight.com/ascensus

    To obtain a Plan Fee Disclosure:

    • On the Welcome page, click Disclosures in the Information box.
    • Then click the most recent Sponsor Disclosure link to download disclosure.

    To obtain a Plan Asset Statement by fund:

    • On the Welcome page, click Investments & Balances on the Plan tab.
    • Then right click and print the page.
  • Empower

    Empower

    Service line: 877-694-4015

    Website: https://plan.empower-retirement.com/static/PlanEmpower/welcome.html

    To obtain a Plan Fee Disclosure:

    • On the home page, click Fiduciary Reports, then Required Notices
    • ClickFee Disclosure Documents, then click Fee Disclosure
    • Under Plan Fees, click Empower

    *Plan Assets by fund included on Plan Fee Disclosure

  • Fidelity

    Fidelity

    Service line: 833-349-6757

    Website: https://plansponsorservices110.fidelity.com/plansponsor/pswmain/homepage.psw

    To obtain a Plan Asset Statement and Adoption Agreement:

    • Click on the 3rd tab labeled Administrator Plans
    • From the dropdown list, select DC, under Plan History you will get the Statement of Assets
    • On the same tab, select Compliance, and then you will find Plan DocumentsAdoption Agreement

    To obtain a Plan Fee Disclosure:

    • Call 833-349-6757 and speak to the Client Manager or you can Open a Service Request by following these steps:
      • Hover over Working with Fidelity, select Open a Service Request
      • Open a General Inquiry Service Request at bottom of window
      • Under Select an Area for your Inquiry select Other
      • Under Indicate what your request is about select Other
      • Enter in, “408(b)(2) plan fee disclosure request”
  • John Hancock

    John Hancock

    Service line: 800-333-0963

    Website: https://www.johnhancock.com/plan-sponsors.html

    To obtain a Plan Fee Disclosure:

    • On the home page hover over the Your Resources tab, then click Regulatory Disclosures
    • Click on Updates to 408(b)(2) disclosures
    • Fee Disclosure will open in new window, select Print Report

    To obtain a Plan Asset Statement:

    • On the home page, click on Investment allocation from the Quick Links drop down box on the right.
    • Then click download report
  • Lincoln Financial

    Lincoln Financial

    Service line:

    Director: 800-510-4015

    Alliance: 800-234-3500

    Website: https://www.lfg.com/public/employersorganizations#

    Lincoln doesn’t provide the 408(b) (2) on the website, but they do provide the participant fee disclosure which lists all associated plan fees. Obtain this, the annual Plan Review and the Plan Asset Statement by fund.

    For the Participant Fee Disclosure & Annual Plan Review:

    • On the Home Page, click 404(a) Participant Fee Disclosure
    • You will then be given an option to print the disclosure as a Word document
    • On the Home page, click Annual Plan Review pdf.

    For the Plan Asset Statement:

    • On the Home Page, click Balance Details, then print the Plan Balance Detail page
  • Mass Mutual

    Mass Mutual

    Total Retirement Center

    Service line: 800-637-6444

    Website: https://retire.massmutual.com/trc2/public/login.aspx

    To obtain a Plan Fee Disclosure:

    • From the Retirement Center landing page, click on the Plan Management Drop down tab.
    • Then click Participant Disclosure under Fee Disclosures and download Current Fee Disclosure.
    • Or you can call 800-743-5274

    *The plan assets by fund are included on Plan Fee Disclosure

    Plan Access (old Hartford platform)

    Service line: 800-637-6444

    Website: https://retirement.massmutual.com/rscorp-admin/

    To obtain a Plan Fee Disclosure:

    • From the Plan Access landing page, click on Plan Documents from the Plan Information drop down.
    • Then click and download Investment Option Disclosure, from the Plan Level Disclosure Information.

    *The plan assets by fund are included on the Plan Fee Disclosure.

  • Nationwide

    Nationwide

    Service line: 800-321-6064 or 800-626-3112, Opt. 1 (RPS desk)

    Website: https://myplan.nwservicecenter.com/iApp/isc/cmd/Login?_ga=2.234670878.1684434448.1516731940-707821764.1516731940

    Nationwide doesn’t provide the 408(b) (2) on the website, but they do provide the participant fee disclosure which lists all associated plan fees.

    To obtain a Participant Fee Disclosure:

    • On the Home Page, click on the Cases & Participants tab on the left side. A drop down will appear, click on Fee Disclosure
    • Click the Participant Disclosures tab on the right, and then the Participant Disclosure Statement link to download disclosure
  • OneAmerica/AUL

    OneAmerica/AUL

    Service line: 317-285-4107

    Website: https://www.oneamerica.com/products-services/business-retirement-services

    AUL doesn’t provide the 408(b) (2) on the website, but they do provide the participant fee disclosure which lists all associated plan fees. You can obtain this with a Plan Asset Statement by fund.

    To obtain the Participant Fee Disclosure:

    • On the Home Page, click Documents. A drop down will appear, then click Important Documents.
    • Click Plan Documents (including Amendments and Notices), and then Plan Correspondence and Notices and download the Participant Fee Disclosure

    To obtain the Plan Asset Statement:

    • On the Account Detail page, click Print
  • Principal

    Principal

    Service line: 800-986-3343

    Website: https://www.principal.com/employers/employee-benefits/retirement-plans

    To obtain the Plan Fee Disclosure:

    • From the Plan Sponsor landing page, select Administrative from the left menu, then select Fees
    • Your last 3 Plan 408(b)(2) fee disclosures will be available

    *The Plan asset statement by fund is included in the fee disclosure. 

  • Sentry

    Sentry

    Service line: 800-473-6879

    Website: https://www.sentry.com/

    Sentry doesn’t provide a 408(b)(2) on their website, but they do provide a Participant Fee Disclosure which lists all associated plan fees. Obtain this with a Plan Asset Statement.

    To obtain the Participant Fee Disclosure:

    • On the home page, click Forms from the Forms & Reports drop down.
    • Click English to download the Participant Fee Disclosure under Annual Participant Notices

    To obtain a Plan Asset Statement:

    • On the home page, click Reports from the Forms & Reports drop down.
    • Select Plan Overview and click Submit.
  • Transamerica

    Transamerica

    Service line: 800-755-5801

    Website: https://trsretire.com/index.jsp

    To obtain a Plan Fee Disclosure:

    • Select Plan Information on left tool bar, then click Document Center from drop down
    • Select the Notices and Communications tab
    • Click Fee Disclosure 408(b)(2) from drop down

    To obtain a Plan Asset Statement:

    Simply download the Summary of plan assets on the main Plan Information Tab.

  • T. Rowe Price

    T. Rowe Price

    Service line: 800-537-1936

    Website: https://retirementsolutions.financialtrans.com/tf/myPLAN/SponsorWelcome?cz=3191715

    To obtain a Plan Fee Disclosure:

    • From the Plan Summary page, click on the Plan Information drop down tab.
    • Then click the Plan Documents drop down.
    • Download the Sponsor Fee Disclosure Notice, from the Notices drop down.

    *The plan assets by fund are included on the Plan Fee Disclosure

  • Voya

    Voya

    Service line: 866-481-3653

    Website: https://sponsor.voya.com/static/sponsor/SponsorLogin.fcc

    To obtain a Plan Fee Disclosure:

    • Select Plan Info from the top menu bar on the main Plan Summary page
    • Select Sponsor Disclosure from the drop down
    • Choose appropriate disclosure by date

    To obtain a Plan Asset Statement:

    • Click on Investment at the bottom of the Plan Summary page.
    • Then click the Excel icon to export the Plan Assets statement.

Why Partner with Paychex?

As the #1 recordkeeper in the U.S. for seven years in a row*, our proven 401(k) solutions can help ease your administrative tasks, offer choice and flexibility with plan options, and provide superior service every step of the way.

Reduce compliance risk

We’ll provide you with a signature-ready Form 5500, as well as processing for Form 8955-SSA, Form 945, Form 1099-R, quarterly compliance testing, and required disclosures.

Increased data accuracy

Integrate your 401(k) plan with Paychex payroll to use a single employee record across all our services.

Fee transparency

With our Return of Concessions feature, you can rest assured that we act in the best interests of the plan participants.

Support you can trust

From plan design, to onboarding, to ongoing plan administration, we’re here to help you through the life of your plan.

Time-saving technology

Manage your plan whenever and wherever you need, no matter how you like to work – mobile, online, or on the phone with a live, U.S.-based retirement specialist.

Investment-neutral, client-centric

With access to over 9,500 investment options, you’re free to choose what’s best for your participants. We have no proprietary investment requirements, ever. On your team. Have a trusted financial advisor? We’re more than happy to work with them