Employee Pay Options

Paychex offers a selection of payment options that include the convenience of direct deposit as well as a variety of traditional paper checks. Choose options that best meet your employees' needs and increase employee satisfaction.

Direct Deposit

Payroll direct deposit is a convenient and safe way to electronically pay your employees on payday. Instead of providing paper checks, we’ll directly deposit payroll funds right into your employees’ accounts. They’ll be able to access their wages right on pay day, without making a trip to the bank. Direct deposit service is safe, fast, and easy...plus, it saves you time and money!

Benefits of Direct Deposit

    • Can save $2.87 to $3.15 per payment in place of paper checks.
    • Speeds check reconciliation. All direct deposit amounts can be reconciled on payday.
    • No checks to be signed.
    • No replacements for lost or damaged checks.
    • Contributes to an emergency plan by paying employees on time in emergency situations.
    • Eliminates trips to the bank. Wages are automatically deposited into employees’ accounts.

Skylight PayOptions Program

Reduce payroll costs while increasing employee loyalty with Skylight® PayOptions™.

Available at no charge to all Paychex clients with direct deposit, the Skylight PayOptions program offers employees the convenience of a debit card, without the hassle of a traditional bank account. By offering the Skylight ONE® Prepaid MasterCard® as an option to your employees, you as the employer will enjoy many program features that benefit both you and your employees. 

Click here to learn more.  


The Skylight ONE Prepaid MasterCard is issued by BofI Federal Bank pursuant to a license by MasterCard International Incorporated. Funds loaded to Skylight ONE Card accounts are held at BofI Federal Bank, Member FDIC. Skylight Financial, Inc., a TSYS® Company, is a registered agent of BofI Federal Bank. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use this card everywhere Debit MasterCard is accepted. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. All other trademarks and service marks are the property of their respective owners. ©2014 Total System Services, Inc.® All rights reserved.

Check Signing/Check Insertion

The Check Signing and Check Insertion services include the option of having payroll checks laser-encoded with the employer's signature and inserted into envelopes ready for distribution to employees. This benefit eliminates the time spent on signing individual checks and doesn't require employers to be onsite on pay day.

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