Uploading your merchant processing statement takes just a few minutes. Once submitted, the system analyzes your credit card processing fees and identifies potential savings. You can then schedule a review with a Paychex specialist at a time that works for you.

Yes. Your statement is uploaded through a secure process, and your data is kept strictly confidential. It is never sold or shared with third parties. The review is for your benefit only.

If your current rates and fees are already competitive, we’ll let you know. The goal of the review is to give you an accurate, transparent picture of your processing costs, not to manufacture savings that aren’t there. Either way, you walk away with a better understanding of what you’re paying to accept and run credit card payments.

Savings vary depending on your current processor, rates, and monthly volume. Businesses that receive a fee review often discover charges they weren’t aware of, including unnecessary fees, outdated rate structures, or billing errors. A Paychex specialist will walk you through exactly what was found and what it could mean for your bottom line.

A Paychex merchant services specialist will review your results with you. They will explain your current fee structure in plain language, walk through any savings opportunities identified, and answer your questions with no pressure to make any changes unless you want to.