Workers’ compensation insurance

Choose the right workers’ compensation policy and bring stability to your cash flow

Almost every state in the country requires employers to carry workers' compensation insurance. So it’s not just a matter of finding the right policy for your business, but also how you’ll manage it in a way that minimizes the potential impact on your cash flow. We can help you do just that.

Paychex Insurance Agency offers workers’ compensation insurance plans from A-rated national carriers, while our integrated workers’ compensation payment service gives you smarter, more cost-effective ways to manage your policy and improve your cash flow.

Work with trusted carriers

We can offer the competitive rates, because we partner with top national workers’ compensation carriers, such as The Hartford and Travelers.

Minimize surprise payments

Combining your workers’ comp plan with Paychex Flex payroll means you’ll pay more accurate premiums based on actual wages, not estimates.

Know where you stand

Receive reports to help you control your workers’ compensation costs, gather employee information, and make it easier to manage premium payments with your carrier.

end the workers' compensation guessing game

What you get with Paychex workers’ compensation

Business analysis
Workers’ compensation insurance quote
Premiums based on actual payroll amounts, not estimates*
Automated premium deductions*
Premiums sent directly to carrier*
Monthly status reports
Easy annual renewal

Don’t see what you’re looking for? Ask us!

What sets our workers’ compensation apart?

Make sure you’re correctly insured

A licensed Paychex Insurance Agency representative will conduct a business analysis to help ensure you and your employees are properly covered.
Find the right coverage for your business

As an independent insurance agent, we’ll shop around for the best coverage options and present you with a fair, competitive quote.
Protect your cash flow

By integrating your workers’ compensation policy with Paychex payroll, we can calculate and collect the actual premium owed every pay period, based on your actual payroll amounts. This dramatically reduces the risk of surprise premiums, financing fees, large down payments, or balloon payments that could devastate your cash flow.
Simplify your premium payments

Through Paychex payroll, we automate premium deductions to occur at the same time as your payroll deductions, and send the premium payments directly to your carrier. It couldn’t be easier.
Get helpful reports each month

Know exactly where you stand with all subject wages, deductions, and payments through timely month- and year-end reports.
Renew at no additional cost

It’s easy to renew your workers’ compensation insurance each year, and no additional deposits or payments are required to continue with the Workers’ Compensation Payment Service.