Paycards, direct deposit, and other employee payroll options

  • Pay employees how they prefer

    Some employees enjoy the convenience of direct deposit, while others prefer getting a tangible paycheck on payday. Paychex lets you choose both these payroll options, and more!

  • Offer the flexibility of a paycard

    Give employees the option to be paid via direct deposit, without requiring a traditional bank account, with the Skylight ONE® Prepaid Mastercard®, pending card activation and identity verification.1

  • Manage tips without the inconvenience of cash

    Streamline cash flow by tracking employees' tips, while automatically calculating tip-sharing and pooling amounts. Distribute tips electronically via direct deposit. An employee can choose to receive tips on a Skylight ONE Prepaid Mastercard or by adding the tips to his or her paycheck. 

Employee paycheck
A restaurant employee

Choose the payroll options that best fit your business

  • Direct deposit
  • Paper checks
  • Check signing and insertion
  • Skylight ONE® Prepaid Mastercard®

Choose the payroll options right for your employees and your business

  • Direct deposit

    With direct deposit, your employees’ pay is sent electronically to their bank accounts on payday —  potentially saving you between $2.87 and $3.15 per transaction compared with paper checks.2

    Run payroll late or forget to add an employee? Paychex has you covered, with same-day ACH3 capability to pay employees the same day you run payroll.

  • Paper checks with check signing and insertion options

    Prefer to issue paper checks? No problem. We offer payroll packages that include this option.

    We can even help save you the time and hassle of signing checks yourself. Simply provide us an electronic file of signature and we'll issue pre-signed checks with your payroll package.

  • Skylight PayOptions Program

    The Skylight® PayOptions Program is available at no charge to Paychex payroll clients (shipping costs may apply). Pending card activation and identity verification1, this paycard program provides employees all the conveniences of a debit card while helping you avoid the costs and inconveniences of lost or stolen checks, bank reconciliation of uncashed checks, and fraudulent checks.

  • Tip Network

    Help save time and money while reducing manual tip calculation errors. Tip Network allows you to track employees’ tips, automatically calculate the tip sharing and pooling amounts, and distribute tips electronically at the end of an employee’s shift — in the manner in which the employee has selected to receive tips, either via a Skylight ONE Prepaid Mastercard or via regular payroll.

Ready to take the next step?

Compare Payroll Packages

Whether you want to do it yourself online, want us to do it for you, or want something in between, we have a flexible solution designed to meet your needs. Explore our payroll packages to find the solution that best fits you and your business.
#1 Ranked
401(k) Plan Recordkeeper
Work with an expert
2019 World's Most Ethical Companies Award

2019 World's Most Ethical Companies

NelsonHall NEAT Leaders 2019

Nelson Hall NEAT Leader
Payroll Services
2019

2017 Gold Excellence in Technology Awards

Brandon Hall Group
2017 Gold Excellence
in Technology Awards

Inc

Best HR Outsourcing Solution for Small Business
2019

Training Top 125 - 2019

No. 12 on Training Magazine's List of the Top 125 Training Organizations 2019 

Forbes award for the world's most innovative companies 2018

Named one of The World's Most Innovative Companies by Forbes