Help is here
Use Our Online Tool to Better Understand Government Funding Programs
+ Expand for- Less Details

Access vital funding to help your business remain open, continue paying your employees, and recover from unplanned circumstances due to the COVID-19 pandemic.

Paychex has created an easy-to-use online tool that details the specific federal relief programs and refundable credits available through the Families First Coronavirus Response Act (FFCRA) and the Coronavirus Aid, Relief, and Economic Security Act (CARES). The tool includes helpful links to applications and a comparison chart of loan programs (Paycheck Protection Program and the Economic Injury Disaster Loan program) to help you address what would best meet the needs of your current circumstances.

Access the Tool

We recommend discussing these options with your accountant or trusted advisor to determine the best course of action to leverage the incentives available.

Paychex is actively working to help make the PPP loan application process simpler. If you’re a Paychex client, we’re creating a report and ensuring it reflects changes introduced April 2 by the federal government. To utilize the report, your business or your clients’ business must have run payroll with Paychex in 2019.

Paycards, direct deposit, and other employee payroll options

  • Pay employees how they prefer

    Some employees enjoy the convenience of direct deposit, while others prefer getting a tangible paycheck on payday. Paychex lets you choose both these payroll options, and more!

  • Offer the flexibility of a paycard

    Give employees the option to be paid via direct deposit, without requiring a traditional bank account, with the Skylight ONE® Prepaid Mastercard®, pending card activation and identity verification.1

  • Manage tips without the inconvenience of cash

    Streamline cash flow by tracking employees' tips, while automatically calculating tip-sharing and pooling amounts. Distribute tips electronically via direct deposit. An employee can choose to receive tips on a Skylight ONE Prepaid Mastercard or by adding the tips to his or her paycheck. 

  • Give employees on-demand, real-time access to earned income

    Paychex Pay-on-Demand* can help you become an employer of choice by providing your employees the option to access their earned wages prior to pay day.

Employee paycheck
A restaurant employee

Choose the payroll options that best fit your business

  • Direct deposit
  • Paper checks
  • Check signing and insertion
  • Skylight ONE® Prepaid Mastercard®
  • Pay-on-Demand

Choose the payroll options right for your employees and your business

  • Direct deposit

    With direct deposit, your employees’ pay is sent electronically to their bank accounts on payday —  potentially saving you between $2.87 and $3.15 per transaction compared with paper checks.2

    Run payroll late or forget to add an employee? Paychex has you covered, with same-day ACH3 capability to pay employees the same day you run payroll.

  • Paper checks with check signing and insertion options

    Prefer to issue paper checks? No problem. We offer payroll packages that include this option.

    We can even help save you the time and hassle of signing checks yourself. Simply provide us an electronic file of signature and we'll issue pre-signed checks with your payroll package.

  • Skylight PayOptions Program

    The Skylight® PayOptions Program is available at no charge to Paychex payroll clients (shipping costs may apply). Pending card activation and identity verification1, this paycard program provides employees all the conveniences of a debit card while helping you avoid the costs and inconveniences of lost or stolen checks, bank reconciliation of uncashed checks, and fraudulent checks.

  • Tip Network

    Help save time and money while reducing manual tip calculation errors. Tip Network allows you to track employees’ tips, automatically calculate the tip sharing and pooling amounts, and distribute tips electronically at the end of an employee’s shift — in the manner in which the employee has selected to receive tips, either via a Skylight ONE Prepaid Mastercard or via regular payroll.

  • Paychex Pay-on-Demand

    As an extra perk you can offer your employees that's no-cost to you, this pay option can help attract top talent, and is a powerful retention tool. Participating employees pay one low cost of up to five dollars per pay period when they use Pay-on-Demand for instant access to their net wages, up to $500 each pay period. The program includes other financial benefits such as electronic bill pay, a budgeting and savings tool, and more.

Ready to take the next step?

Compare Payroll Packages

Whether you want to do it yourself online, want us to do it for you, or want something in between, we have a flexible solution designed to meet your needs. Explore our payroll packages to find the solution that best fits you and your business.
#1 Ranked
401(k) Plan Recordkeeper
Work with an expert
FORTUNE Future 50 Company

Named a FORTUNE Future 50 Company for Consistent Performance and Continued Innovation

2019 World's Most Ethical Companies Award

2019 World's Most Ethical Companies


Best HR Outsourcing Solution for Small Business

Awesome New Tech Award

2019 HR Technology Conference Awesome New Technologies for HR Award

Forbes award for the world's most innovative companies 2018

Named one of The World's Most Innovative Companies by Forbes

Brandon Hall Group Award 2019

Brandon Hall Group
Excellence in Technology Award